Protect Your Future Today

---

A life insurance policy designed to help take care of your immediate financial needs placed on family when a loved one passes away. As the name implies, families have the freedom to choose the funeral home, location and type of funeral when it is needed. 

Various term life insurance plans are available to help cover needs that are temporary in nature, such as pay off a mortgage, other loans, replace family income, etc. The beneficiary can request a lump sum payment upon the insured's death or the benefits can be spread out over several years to provide a monthly benefit amount to help them adjust to the loss of the insured's monthly income.

This policy pays a one time lump sum payment when an insured is first diagnosed with a covered critical illness subject to the definitions, exclusions, limitations and waiting period in the policy. THIS IS A LIMITED POLICY. 

The policy can provide benefits for accidental death and dismemberment as well as hospital confinement and intensive care treatment if related to an accident. In addition, the policy can pay a benefit if the insured has an emergency room treatment as a result of a covered accident when treated within 72 hours of the accidental injury.  

These three cancer policies provide a variety of benefits for treatment or diagnosis of cancer subject to the benefits, definitions, exclusions, limitations , and waiting periods in each policy series. THESE ARE CANCER ONLY POLICIES.

Give your child a headstart in life. Coverage is available for children ages 0-17. It serves as a vehicle for parents or grandparents to purchase life insurance coverage for a child or grandchild when it is least expensive. Head Start is whole life insurance at future dates without evidence of insurability.